How secure is Swipii for my customers?
Very. We will never store any identifiable details. As soon as a user links a card, we encrypt their card details by replacing the details with an ID number. All we keep is the last 4 digits of the card number and the card’s expiry date.
We keep these so that we can display the card correctly within the app, and so that we can remind the user when their card has expired so they can link their new one and keep on earning cashback!
Once the details are encrypted, we can’t see or access them, and neither can anyone else. This ID number is meaningless out of context, even to us. No one will be able to tell from our system which card is theirs once linked.
We track your customers transactions via a third-party company called Fidel. They handle the integrations with Visa and Mastercard. This is how we give you insights whilst rewarding your customers with the right amount of cashback!
In order to do this, Fidel needs to store your customers name, full card number and expiry date. Like us, they encrypt these details with bank-level security encryption which means that they (nor anyone else) can access your customers details. Fidel is PCI Level 1 compliant, which means they have been approved by an independent Qualified Security Assessor (QSA) to safely and securely handle cardholder data during credit card transactions.
For more information on Fidel and how they look after your customers data, go to: https://fidel.uk/legal/security